Summary of cover

Age Concern Travel Insurance includes the following features and benefits‚ which are explained in detail in your policy booklet. Remember there is no upper age limit and you can cover your pre - existing medical conditions wherever possible.

Cover	Sum insured†	Event excess
If your trip is cancelled	£5‚000	£50/£15 for loss of deposit or for holidays under £100 total cost
- paid excursions	£200	As above
additional expenses if your carer is taken ill	£500	As above
If your trip is cut short	£5‚000	£50 or £15 for holidays under £100 total cost
Missed departure - extra travel and accommodation expenses	£1‚000	£50
Delay (not UK)	£100/£20 per 8 hours/ £5‚000 for cancellation	Does not apply/ £50
Medical and other expenses	£10 million	£75 (£150 per family)
UK Trip Non medical Emergency expenses	£10‚000	£25 (£50 per family)
Hospital benefit^a	£500/£25 per day	Does not apply
Personal accident	£25‚000	Does not apply
Mugging	£250	Does not apply
Personal belongings (unless you have removed this cover)	£2‚500	£50
- Any one item‚ pair or set	£300	£50
- Valuables	£600 in total	£50
- Sports equipment	£500	£50
- medical equipment (for any one item‚ pair or set)	£1‚000 £500	£50
Temporary loss of belongings (over 9 hours)	£250	Does not apply
Money and Documents	£1‚000	£50
- Cash limit	£300	£50
Loss of passport	£250	Does not apply
Personal liability	£2 million	£250 for damage to rented holiday accommodation
Legal expenses	£25‚000	Does not apply
BONDPLUS Financial Failure	£1‚500	Does not apply
Hijack/Kidnap	£2‚500/£100 per 24 hours	Does not apply
Catastrophe	£500	Does not apply

Winter Sports	Sum insured	Event Excess
Winter sports equipment	£600	£50
- Hired equipment	£150	£50
Winter sports equipment hire	£300/£30 per day	Does not apply
Ski pack	£300	Does not apply
Piste closure	£300/£30 per day	Does not apply
Avalanche closure	£300	Does not apply

† The sum insured is for each insured person per trip and is the most you can claim under the section of the policy document but other lower limits may apply. These are shown under the appropriate sections of the policy.

Note:

Only one excess will apply per claim event and no more than two excesses per couple
^a £100 per day (£2500 maximum) if treatment is received in a state hospital in the following countries‚ and your medical costs are reduced by using the EHIC; Andorra‚ Balearics‚ Canary Islands‚ Cyprus‚ Greece‚ Malta‚ Spain and Turkey.

Age Concern Travel Insurance is provided by Fortis Insurance Limited

How to buy

Call 0845 600 3348* (Please quote ref: ALL 721); lines are open 8am - 8pm Monday to Friday‚ 9am - 5pm Saturday
Visit your local trading Age Concern ** to talk to someone face to face
Buy online

* If you call 0845 for travel insurance‚ you will be dealing with Fortis Insurance Limited‚ which provides and manages Age Concern Travel Insurance.

** Not all Age Concerns offer all Age Concern products. Please check (by telephoning your local office) before arranging a visit.

If you contact an Age Concern office‚ you will be dealing with an Appointed Representative of Age Concern Enterprises Ltd. (ACEnt)‚ 207 - 221 Pentonville Road‚ London N1 9UZ.

ACEnt is authorised and regulated by the Financial Services Authority (FSA) for Insurance mediation and Fortis Insurance Limited is authorised and regulated by the Financial Services Authority. ACEnt and Fortis Insurance Limited are not in the same group of companies.

Medical exclusions may apply and acceptance is not guaranteed. Terms‚ conditions and exclusions apply to this insurance.

Ref: T593V8DEC09

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Summary of cover

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