1. Immediate arrangements
Transport of the deceased to the nominated funeral director's premises within a 40 mile radius (excluding ferry or air fares if necessary)

 2. Advice and guidance
Confidential and sympathetic advice and guidance on all aspects of arranging a funeral

3. The Coffin
Suitable for cremation or burial

4. Funeral Attendance
Funeral director and staff to attend the service

Full listing of floral tributes (cost of flowers not included)

5. Bereavement advice
Confidential telephone advice and bereavement counselling service for your family or friends

6.Guaranteed Disimbursement Costs for cremation
For a cremation funeral the plans fully guarantee to cover the essential costs of cremation disbursements:

• Cremation fee
• Minister's or officiants's fee
• Doctors' fees for certificates

7. Burial Costs
For a burial‚ the plans cannot guarantee to cover the costs as they vary signifcantly in different parts of the country. A contribution of £840 is included in the plans towards burial costs‚ doctors' fees and minister's fees which increase with the Retail Price Index or the Plan duration.