Information & advice

You don't have to claim your state pension at the current retirement age.  If you defer it you may be eligible for an increased pension or a lump sum payment later on.  This information sheet explains the rules and issues to consider if you are thinking of deferring‚ including:

• Lump sum or increased weekly pension payments;
• Effect of deferring on other benefits you may receive;
• Advantages and risks of deferring;
• Rules for married women.

Further information

Please download our information sheet at the top right of this screen for more information.