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Summary of cover

Age Concern Motor Insurance includes the following features and benefits which are explained in full in your policy booklet.

Cover Comp TPF&T TPO Significant limitations
Liabilities to third parties  Yes  Yes  Yes £20‚000‚000 limit for third party property damage.
Use of your car in EU  Yes  Yes  Yes Extend full cover up to 90 days.
Driving a car which does not belong to you  Yes  Yes  Yes Cover only applies for the policyholder and if shown on the certificate of motor insurance. Cover is TPO.
Accidental damage to own car  Yes  No No  Market value. Subject to excesses. Additional excesses for young or inexperienced drivers. New car replacement.
Damage to own car by fire or theft  Yes  Yes No 

Market value. £100 excess.

New car replacement
Audio‚ navigationand telephone equipment  Yes  Yes No  Cover only applies to equipment permanently fitted to the car.
Personal belongings  Yes  No No  Up to £250
Broken windows or windscreen  Yes  No No  £50 excess. £100 limit if Age Concern glassline is not used.
Personal accident  Yes  No No 

Policyholder and spouse. Death £5‚000. Loss of sight or limb £5‚000.

Cover not available if car is convertible.
Medical expenses  Yes  No  No

Up to £500 each person.

Cover not available if car is convertible
Replacement locks  Yes  No  No

£100 excess

Up to £300

 

Cover Significant Exclusions and Limitations
Loss or damage to the car and personal belongings

All loss or damage when no-one is in the car unless all its doors and windows are closed and locked.

All loss or damage when no-one is in the car unless all keys or devices used to lock the car are removed from it. 
Loss or damage to the car

Extra costs due to parts or replacements not being available in the UK.

Caused by a member of the family or household.

Caused by deception.

New car replacement for cars up to 1 year old and you must be the first and only registered keeper. 
Driving a car which does not belong to you Use outside UK. A car registered outside the UK. If your car is disposed of or damaged beyond economical repair.
Audio‚ navigation and telephone equipment

All loss or damage when no-one is in the car unless all its doors and windows are closed and locked.

All loss or damage when no-one is in the car unless all keys or devices used to lock the car are removed from it.
Personal belongings Money‚ business goods and telephones.
Personal accident Suicide. Failure to wear seat belt.

How to buy

  • Call 0845 600 3211 (please quote ref: ALL 721)

    Lines are open 8am-8pm Monday to Friday‚ 9am-5pm Saturdays.
  • Buy online

  • Retrieve a quote

    If you call the 0845 number above for car insurance‚ you will be dealing with Fortis Insurance Limited‚ which provides and manages Age Concern  Motor Insurance.

If you contact an Age Concern office‚ you will be dealing with an Appointed Representative of  Age Concern Enterprises Limited (ACEnt)‚ 3 - 10 Melton Street‚ London NW1 2EB. 

ACEnt and Fortis Insurance Limited are each authorised and regulated by the Financial Services Authority for insurance mediation and are not in the same group of companies.

 Ref:  M1218V3SEP08

Call on

0845 600 3211

(quote ref: ALL 721)

Buy online

Get a quote or retrieve a quote

from Fortis Insurance Limited

For more information

Request a brochure

by email or post