Campaigns & issues

State Pension:

You've earned it...
so make sure you get it!


The State Pension is based on National Insurance contributions and is paid when you reach pension age (currently 60 for women‚ 65 for men).

The full Basic State Pension is £90.70 and the pension for a married woman on her husband’s contributions is £54.35.

As well as the Basic State Pension‚ you may get Additional State Pension (based on contributions after April 1978)‚ a Graduated Pension (based on contributions between April 1961 and April 1975) and extra for putting off drawing your pension.

Would I qualify?

• You must have made National Insurance contributions during your working years. Time spent caring for a child or a disabled person may count towards your pension
• If you do not have enough contributions for a full pension‚ you may have enough for a reduced pension
• If you are divorced or widowed‚ you may be able to use your former spouse’s record to get a pension or pension increase.

Most older people are entitled to a pension but they still have to make a claim for it. If you haven’t been contacted about claiming your State Pension 3 months before you are due to reach pension age‚ call the Pension Service on 0845 300 1084.

Age Concern can help and advise you. Contact your local Age Concern today.

Freephone
Information Line
0800 00 99 66